After our first blog post about the importance of budgeting, you were inspired and crafted a flexible budget plan that works for you… right? Okay, if you didn’t it’s okay. Here are some more tips to encourage you to start budgeting.
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
Were you enticed by the perks of a store credit card this shopping season? Did you overuse your credit cards? Don’t panic—debt consolidation can help. Debt consolidation can reduce the amount of interest you’ll pay on your purchases and, in some cases, lower your monthly payments. Here’s what you need to know about debt consolidation.
The 2017 Community Choice Foundation scholarship is open and accepting applications from high school seniors. Here's who should apply for the scholarship, and why.
Last week, we revealed the top two myths that are associated with building your credit and improving your score. Now, we’ve debunked two additional myths, as they can do more harm than good when trying to rebuild and maintain good credit.
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving their score is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing more harm than good. There are four common credit score myths and we’ve debunked two of them for you.
Who doesn’t love online shopping? It’s convenient and eliminates the hassle of standing in line and navigating through a crowded store. The amount of consumers who shop online is steadily increasing. Due to this increase, online shoppers are prime targets for fraudsters looking to steal financial information. Here’s how you can prevent them from stealing your information online and some safe practices to adopt.
Sure, we’ve enjoyed our 70 degree November weather, but it’s time to finally face reality—winter is coming. Snow flurries, slick roads and below average wind chills may keep you inside, so make sure you’re prepared by taking these steps to winterize your home.
Each year, over 25% of Americans make New Year’s resolutions to spend less and save more money. Unsurprisingly, following through on these resolutions is harder than it seems. But, with proper planning and the right financial tools, it’s possible to accomplish this.