Student loan debt is one of the most significant aspects of contemporary American financial life.
You’ll be excited to hear the Community Choice mobile app just became more powerful than ever! We’ve kept all of your favorite functions and added some new features you’ve been dreaming about.
If you’re an adult living in the U.S., there’s a better than 50 percent chance your data was stolen.
Along with TransUnion and Experian, Equifax is one of the three major credit reporting agencies. They track your entire financial history —bills, loans, credit cards and more. They use this info to build your credit report. Even if you’ve never used an Equifax service, they likely have your information on file.
Topics: Identity theft
Topics: Give Big Month
In a few short weeks the 2017-2018 school year will be upon us. If you, or your student, is entering college, this year will be very different than the last twelve. Sure, you'll still need to pick out a book bag, stock up on supplies and try on some new jeans - but you may also be taking your first disbursement of a student loan. When used wisely, student loans are an effective way to cover college costs. Too often, we see young adults graduating from college buried by debt. This means that great new job they scored pays for debt rather than a new car. It also often means more time in mom's basement before they get their first place. If you want to go from dorm-life to independent life, get educated about more than just microbiology. The best way to manage your loans is to be educated about the terms of your loan and thoughtful about when and how much you borrow.
When you start looking for financial advice or any kind of advice, for that matter, experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.