According to the IRS, the average tax refund is $3,000. Yes – 3,000 big ones! What’s the first thing that you’ll do with your windfall of cash? Save it, of course! While you may be tempted to blow your money on things like electronics or a new wardrobe, we encourage you to resist the temptation to spend. Use your refund in one of these three ways and you’ll thank yourself.
Budget. It's the one word that can make you groan and want to hide under a rock to avoid dealing with manging your finances, but we're here to eleviate the budgeting burden. Check out these four steps to help you take the stress out of budgeting.
Saving for an emergency is easier said than done, but it's worth it. You can do it. Start by following these six steps.
Did you miss the 2017 North American International Auto Show? If you did, no worries. Community Choice was there to get you the scoop on the coolest new coupes, trucks, sport utility vehicles and more.
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog, and yet 26% of Americans currently have no emergency fund in place. Of those who do have an emergency fund, up to two-thirds do not have the often-recommended six months’ worth of expenses saved.
GetBigRewards are a big deal. How big? See for yourself by checking out how much members were awarded and the top payouts for 2016.
You’re probably familiar with our blogs about the benefits of choosing a credit union over a bank. The reasons include facts that show credit unions have lower interest rates, fewer fees (say hello to fee-free ATMs) and, simply put, are the overall better financial institution in comparison to banks.
After our first blog post about the importance of budgeting, you were inspired and crafted a flexible budget plan that works for you… right? Okay, if you didn’t it’s okay. Here are some more tips to encourage you to start budgeting.
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
Were you enticed by the perks of a store credit card this shopping season? Did you overuse your credit cards? Don’t panic—debt consolidation can help. Debt consolidation can reduce the amount of interest you’ll pay on your purchases and, in some cases, lower your monthly payments. Here’s what you need to know about debt consolidation.