In a few short weeks the 2017-2018 school year will be upon us. If you, or your student, is entering college, this year will be very different than the last twelve. Sure, you'll still need to pick out a book bag, stock up on supplies and try on some new jeans - but you may also be taking your first disbursement of a student loan. When used wisely, student loans are an effective way to cover college costs. Too often, we see young adults graduating from college buried by debt. This means that great new job they scored pays for debt rather than a new car. It also often means more time in mom's basement before they get their first place. If you want to go from dorm-life to independent life, get educated about more than just microbiology. The best way to manage your loans is to be educated about the terms of your loan and thoughtful about when and how much you borrow.
When you start looking for financial advice or any kind of advice, for that matter, experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.
If you've been on the fence about investing in identity theft protection services, here's why this service is important and why you shouldn't hold off any longer.
Summer is a time of year jam-packed with adventure! However, between travel, summer childcare, and social activities, it can also be costly. Here are a few ways to enjoy your summer without breaking the budget:
July 1 marked the halfway point of the year. As time swiftly passes, it’s easy to lose sight of the goals you set six months ago. Whether you made a commitment to save for a down payment on a home or eliminate a large sum of your debt, now is the perfect time to check in on your progress and create new goals if you’ve fallen behind.
Deciding on whether or not to buy a home is a big decision. In fact, given the length of an average mortgage, it’s more than likely one of the biggest decisions you’ll make in your life. With that, it’s important to be prepared when you do decide to purchase your first home and that starts with saving for a down payment.
According to Forbes, the Federal Reserve recently estimated that nearly half of US households are unable to pay their credit card bills in full each month, and owe an average of more than $15,000, spread across an average of four credit cards.* Here are some tips from GreenPath to help you pay all of your bills on time.
Get ready for a modernized e-Banking and Mobile Banking experience! At the end of June, Mobile Banking and e-Banking will be upgraded to offer you an improved experience.
In deciding to move out and live on your own, there are many factors you should consider. From rent to living expenses, here's what you need to prepare for a move.