Living on your own for the first time can be empowering. It means having independence and all the things that come with it. Some of those things—like not having to share a bathroom—are wonderful. Others—like killing spiders yourself—are not so fun. And leading the pack in the not-so-fun category: bills.
Budget. It's the one word that can make you groan and want to hide under a rock to avoid dealing with manging your finances, but we're here to eleviate the budgeting burden. Check out these four steps to help you take the stress out of budgeting.
Saving for an emergency is easier said than done, but it's worth it. You can do it. Start by following these six steps.
After our first blog post about the importance of budgeting, you were inspired and crafted a flexible budget plan that works for you… right? Okay, if you didn’t it’s okay. Here are some more tips to encourage you to start budgeting.
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
When the leaves begin to change and the temperatures drop, so do the prices of some big ticket items that you may be in the market for. From wedding dresses to home appliances, fall is a great time to make major purchases, while saving money. Check out our list of the top things to buy in the fall.
Struggling to figure out the perfect gift for dad this Father's Day? Instead of another year of polo shirts and golf balls, think outside of the box. This Father's Day give dad the financial resources and money tips that will last after his special day.
You’ve tossed your cap in the air and are ready to wave your hands like you just don’t care! Sound familiar? Before you look forward to no homework and video games until 2 a.m., you’ll want to take these three steps.
There are two “golden rules” in personal finance that apply, regardless of how old you are: 1) live within your means, and 2) look forward to the future and save for it.
These are two very simple concepts, but very powerful. If actually applied to your everyday life, they can mean the difference between being constantly stressed about your finances, and feeling secure and in control. Below are some more specific suggestions by decade.
You know the three digits that make up your credit score, but do you know what factors credit companies like FICO, Equifax and TransUnion use to come up with this score? There are five categories that impact your credit score: amount of debt owed, payment history, new credit, length of credit history and credit mix. While all of these factors are considered, some weigh more heavily than others.