After our first blog post about the importance of budgeting, you were inspired and crafted a flexible budget plan that works for you… right? Okay, if you didn’t it’s okay. Here are some more tips to encourage you to start budgeting.
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
When the leaves begin to change and the temperatures drop, so do the prices of some big ticket items that you may be in the market for. From wedding dresses to home appliances, fall is a great time to make major purchases, while saving money. Check out our list of the top things to buy in the fall.
Take inventory of your current credit cards. Count your total number of cards, their balances and minimum monthly payments. Before you can make any changes to your spending habits you first should understand where you stand.