When you start looking for financial advice or any kind of advice, for that matter, experts will share their take on what’s “good” and what’s “bad.” In personal finance, there are some classifications that we can all agree on: Debt is bad. Emergency funds are good. Overdrawing your account is bad. Earning interest on your savings is good.
According to Forbes, the Federal Reserve recently estimated that nearly half of US households are unable to pay their credit card bills in full each month, and owe an average of more than $15,000, spread across an average of four credit cards.* Here are some tips from GreenPath to help you pay all of your bills on time.
In deciding to move out and live on your own, there are many factors you should consider. From rent to living expenses, here's what you need to prepare for a move.
Living on your own for the first time can be empowering. It means having independence and all the things that come with it. Some of those things—like not having to share a bathroom—are wonderful. Others—like killing spiders yourself—are not so fun. And leading the pack in the not-so-fun category: bills.
Budget. It's the one word that can make you groan and want to hide under a rock to avoid dealing with manging your finances, but we're here to eleviate the budgeting burden. Check out these four steps to help you take the stress out of budgeting.
Saving for an emergency is easier said than done, but it's worth it. You can do it. Start by following these six steps.
After our first blog post about the importance of budgeting, you were inspired and crafted a flexible budget plan that works for you… right? Okay, if you didn’t it’s okay. Here are some more tips to encourage you to start budgeting.
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
When the leaves begin to change and the temperatures drop, so do the prices of some big ticket items that you may be in the market for. From wedding dresses to home appliances, fall is a great time to make major purchases, while saving money. Check out our list of the top things to buy in the fall.
Take inventory of your current credit cards. Count your total number of cards, their balances and minimum monthly payments. Before you can make any changes to your spending habits you first should understand where you stand.