Deciding whether you should prioritize saving money over paying off debt isn’t an easy decision to make. In fact, it’s one of the top financial dilemmas many Americans face when planning their financial futures. So … what’s the best option? It really depends on your situation. Here’s how to determine the best option for you.
Were you enticed by the perks of a store credit card this shopping season? Did you overuse your credit cards? Don’t panic—debt consolidation can help. Debt consolidation can reduce the amount of interest you’ll pay on your purchases and, in some cases, lower your monthly payments. Here’s what you need to know about debt consolidation.