According to the IRS, the average tax refund is $3,000. Yes – 3,000 big ones! What’s the first thing that you’ll do with your windfall of cash? Save it, of course! While you may be tempted to blow your money on things like electronics or a new wardrobe, we encourage you to resist the temptation to spend. Use your refund in one of these three ways and you’ll thank yourself.
After our first blog post about the importance of budgeting, you were inspired and crafted a flexible budget plan that works for you… right? Okay, if you didn’t it’s okay. Here are some more tips to encourage you to start budgeting.
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon them a couple of weeks later.
Each year, over 25% of Americans make New Year’s resolutions to spend less and save more money. Unsurprisingly, following through on these resolutions is harder than it seems. But, with proper planning and the right financial tools, it’s possible to accomplish this.
When the leaves begin to change and the temperatures drop, so do the prices of some big ticket items that you may be in the market for. From wedding dresses to home appliances, fall is a great time to make major purchases, while saving money. Check out our list of the top things to buy in the fall.
Of course, we think credit unions are the best financial institutions in the world and we've got our reasons. Here's why you should join a credit union.
The holiday season is approaching. In fact, Christmas is only about 4 and a half months away.
Are you ready for long lines and scrounging stores to find that ‘one’ thing on your list? While we can’t prepare you for the hassles that come along with holiday shopping, we can help you save time and money with these helpful holiday shopping and savings tips.
In just a few weeks, college freshmen will leave their hometowns and settle into their university dorms. Before they do, make sure they have all of the fundamentals necessary to excel on their own—financially. After the textbooks and mini-fridge are secured, make sure your college freshman is prepared to make the best financial decisions by equipping them with the right tools and advice. Check out these top money tips for college freshmen.
Struggling to figure out the perfect gift for dad this Father's Day? Instead of another year of polo shirts and golf balls, think outside of the box. This Father's Day give dad the financial resources and money tips that will last after his special day.