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Frugal ways to have fun on a budget this summer

Posted by Community Choice Credit Union on Jul 18, 2017 11:11:31 AM

Summer is a time of year jam-packed with adventure! However, between travel, summer childcare, and social activities, it can also be costly. Here are a few ways to enjoy your summer without breaking the budget:

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Topics: Save Money, Personal Finance, frugal

Three smart money moves to make with your tax refund

Posted by Community Choice Credit Union on Feb 14, 2017 2:22:10 PM

According to the IRS, the average tax refund is $3,000. Yes – 3,000 big ones! What’s the first thing that you’ll do with your windfall of cash? Save it, of course! While you may be tempted to blow your money on things like electronics or a new wardrobe, we encourage you to resist the temptation to spend. Use your refund in one of these three ways and you’ll thank yourself.

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Topics: Taxes, Savings, Personal Finance, money tips, tax refund

Top financial moves to make before the new year

Posted by Community Choice Credit Union on Nov 18, 2016 11:01:24 AM

Each year, over 25% of Americans make New Year’s resolutions to spend less and save more money. Unsurprisingly, following through on these resolutions is harder than it seems. But, with proper planning and the right financial tools, it’s possible to accomplish this.

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Topics: Finances, Money Management, Save Money, Personal Finance, money tips

Choosing the right financial institution [infographic]

Posted by Community Choice Credit Union on Oct 12, 2016 12:43:57 PM

With so many financial insitutions to choose from, have you ever wondered: which financial insitution is the best for me? It's a valid question to ask and we believe the answer is simple: a credit union. With a credit union there are no account maintenance fees, lower rates and, best of all, we're community based and member focused. Need more convincing? Check out these facts that detail the differences between banks and credit unions. 

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Topics: Credit Unions, Financial Education, Personal Finance, banking

Credit Scores 101: What's a good credit score and how to manage your score

Posted by Community Choice Credit Union on Sep 20, 2016 5:11:28 PM

A credit score of 720 or more is considered prime—this means you’re in good shape. Scores under 550 mean you could be turned down for a loan. Scores in the good-not-great range (550 to 720) might get you loan approval, but your interest rates will be higher than if you had a prime credit score. Nobody likes the idea of paying more money for no reason, so it makes sense to adopt credit habits that will boost your overall score.

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Topics: Credit Score, Personal Finance, credit, credit mix

The breakdown of a credit score [infographic]

Posted by Community Choice Credit Union on Sep 12, 2016 12:02:45 PM

Have you ever wondered: why is my credit score so important? Then you’re in luck, because we have the answer, or in this case, answers, to your question. Your credit score is a three-digit number than can affect everything from your ability to get a loan to your career growth. Here’s what you need to know about your credit score.

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Topics: Credit Score, Personal Finance, credit

How to give dad the ultimate Father's Day [infographic]

Posted by Community Choice Credit Union on Jun 10, 2016 3:10:38 PM

Struggling to figure out the perfect gift for dad this Father's Day? Instead of another year of polo shirts and golf balls, think outside of the box. This Father's Day give dad the financial resources and money tips that will last after his special day.

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Topics: Budget, Personal Finance, Infographic, money tips

Three important money tips for high school graduates

Posted by Community Choice Credit Union on Jun 10, 2016 10:56:47 AM

You’ve tossed your cap in the air and are ready to wave your hands like you just don’t care! Sound familiar? Before you look forward to no homework and video games until 2 a.m., you’ll want to take these three steps. 

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Topics: Budget, Personal Finance

How to achieve financial success throughout your different life stages

Posted by Community Choice Credit Union on Jun 8, 2016 1:48:18 PM

There are two “golden rules” in personal finance that apply, regardless of how old you are: 1) live within your means, and 2) look forward to the future and save for it.

These are two very simple concepts, but very powerful. If actually applied to your everyday life, they can mean the difference between being constantly stressed about your finances, and feeling secure and in control. Below are some more specific suggestions by decade.

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Topics: Budget, Personal Finance

Here’s what impacts your credit score

Posted by Community Choice Credit Union on May 31, 2016 4:34:45 PM

You know the three digits that make up your credit score, but do you know what factors credit companies like FICO, Equifax and TransUnion use to come up with this score? There are five categories that impact your credit score: amount of debt owed, payment history, new credit, length of credit history and credit mix. While all of these factors are considered, some weigh more heavily than others.

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Topics: Budget, Personal Finance

Links to third party sites are not owned or operated by Community Choice Credit Union. We are offering the link for your convenience and have no responsibility for the availability, accuracy, or content of this website, its products or services. We encourage you to review their privacy and security policies which may differ from Community Choice Credit Union.

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